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Transaction Flow
SoftCafe IT Β· CDS FinTech Division

NPSB Middleware.

MFS Integration.

Through SoftCafe IT β€” our FinTech division β€” CDS operates live middleware connecting 53 banks via NPSB, processes BDT 200Cr+ monthly in bKash nano-savings, and clears international remittances for leading Bangladeshi banks. Real infrastructure. Real money.

Live Transaction Infrastructure

ΰ§³500Cr+
Monthly Volume
53
Banks on NPSB
100K+
Transactions/Hour
99.99%
Gateway Uptime

Connected Financial Networks

NPSB (Bangladesh Bank)bKashNagadRocketSWIFTBangla QR

The SoftCafe IT Product Suite.

Six live products inside Bangladesh's regulated banking infrastructure β€” not prototypes.

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NPSB Gateway

53-Bank Interbank Settlement

Certified middleware connecting core banking to Bangladesh Bank's National Payment Switch. Real-time fund transfers, bill payments, and reconciliation for all 53 NPSB member banks.

  • ISO 8583 messages
  • Real-time settlement
  • Auto reconciliation
  • BB regulatory reports
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MFS Integration Layer

bKash Β· Nagad Β· Rocket

API bridge enabling real-time fund movement between bank accounts and any MFS wallet. Powers BDT 200Cr+ monthly in bKash nano-savings collections alone.

  • All major MFS wallets
  • Real-time push/pull
  • Webhook event streams
  • Fraud velocity checks
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Nano Saving Product

Digital Micro-Deposits

White-label savings product for banks β€” BDT 10–500 daily micro-deposits via bKash. Auto collection, reconciliation, profit calculation, and Bangladesh Bank reporting.

  • BDT 10 minimum
  • Automated profit calc
  • BB reporting built-in
  • SMS/app notifications
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Remittance Gateway

Inward Remittance Clearing

Real-time clearing of inward remittances from UAE, KSA, USA and UK for banks without direct correspondent relationships. Compliant with BB FE Circular 01/2022.

  • UAE, KSA, UK, USA
  • < 90 second clearing
  • BB FE-01/2022 ready
  • Full KYC integration
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SWIFT Viewer

Message Intelligence

Web platform parsing, visualising, and archiving SWIFT MT messages. Reduces manual SWIFT processing time by 78% and flags treasury anomalies before they escalate.

  • MT100–MT799 support
  • Full-text search
  • Anomaly alerts
  • 10-year archive
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Bangla QR

National QR Standard

QR generation and acceptance compliant with Bangladesh Bank's Bangla QR standard. Any bank can issue merchant QR codes accepted across all 53 NPSB-connected banks.

  • BB Bangla QR standard
  • Dynamic & static QR
  • Merchant dashboard
  • Split-payment support

Fully Compliant with
Bangladesh Bank Regulations.

Every product is built against Bangladesh Bank circulars and maintained as regulations evolve.

βœ“ BB NPSB Guidelines
βœ“ FE Circular 01/2022
βœ“ Bangla QR Standard
βœ“ AML/CFT Reporting
βœ“ PCI-DSS Compliant
βœ“ ISO 27001 Controls
βœ“ EMV Standards
βœ“ KYC/eKYC Ready

Connect to Bangladesh's Financial Network.

Whether you're a bank adding MFS connectivity, or a fintech needing NPSB access β€” our team will scope the integration in 48 hours.

Request Integration Scoping β†’